Fund 43 microloans through Kiva.org

My name is Safia Shokat from a small green town Kot Radha Kishan, Pakistan. I am married and a mother of seven: five boys and two girls. My husband sells milk and owns ten cows for this purpose. He sells this milk to various milkmen in the town. Now, one son has also stepped into his fathers business and he trades livestock along with selling milk. This year they plan to buy an additional dairy cow for his business. I would like to borrow in a group of few other women who are: Nazira Bibi and Sharifan Bibi both want to buy cows. Hameeda Bibi’s husband is a welder . This is a group loan and we are mutually responsible for each other’s loans.

The farmer group “PADI BALI” is headed by I Wajan Puja. The member of this farmer group is: I Wajan Puja, I Gede Ketut Supratman, I Wajan Semarajaya, I Gede Nyoman Semarabawa, I Ketut Ardika, I Wayan Widana, I Ketut Sutaya, I Nyoman Budiarnasa, I Gede Ketut Windrayasa, I Wayan Bagia, I Gede Ketut Sukayasa, I Ketut Windra.

As Balinese farmers, they do the farming as a group in accordance with the decision made by their village. This approach is beneficial to all. The water is distributed fairly. Up to now they do the farming in a convensional way. They use bufallo to work on their field.

With the loan money, they are planning to buy a tractor, costing them IDR 8 million (approx. US$ 840). Indeed not everyone will have a tractor, but this tractor will be used together by the group.

Mrs. Marina Osaghae sells bread both wholesale and retail. She is soliciting a loan of $400 to buy more bread to supply to her customers and make more profit. She is a widow with 6 children, 47 years old, and lives in Benin City. She is a dedicated LAPO client and has been in this business since 2000.