I’m working on my long forgotten budget. Time to take a look at where our money is going…
Gwendydd has written 9 entries about this goal
See where else I can “painlessly” reduce our expenses
Open up an account for my son’s future
Educate myself and be brave enough to start to invest a little
I’m earning a little bit more, and I’m still reasonably frugal.
I have no debt whatsoever. We’ll have spend some cash this season (because of the holidays, with my mom being ill and all) and next year (some needed home improvements), but I wish to learn to invest in 2007, even if on a very small scale.
At least I have no debt. That’s already something.
But I have only a couple of months of savings.
The problem is right now I earn too little money. I’ve been more a “mom” than anything else in these last three years, but I want to make more money now. Money enough to be able to support me and my son, if need be. That’s what independence means for me. And money enough to save something, too.
Sold my old oboe. It’s little money, a small step. But I’m saving part of it, and everything counts.
I completed another small job, and I’m pretty sure I’ve got a buyer for my oboe.
I guess I put all of my financial goals here, but they are all really working together.
I always look for sales, stock up and plan my meals around what’s on sale, what’s in season and what’s left in the pantry, and I thought I could remember the price of everything we use at home, but it’s getting too much for me to handle, so… I’m starting a price book. I’m listing everything we buy regularly in alphabetical order, and then I need to buy a small notebook (I think an address book would be better).
I also made a dreaded phone call to see if I can sell my oboe.
Actually, I had earn more money/be financially independent as two separate goals, but for me this one implies the “earn more money” goal.
I’m working hard to get a scholarship, but that doesn’t always work out, so I’m also updating my resume.
Gwendydd has gotten 60 cheers on this goal.
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