get out of debt

Car payoff amount- $3911.91
Credit card- $2000.00

I wish i didn’t run up my card again. But I did enjoy all the stuff I got with it. Sigh.

Now I am about $7400.00 in debt. All I have is the old childcare costs which is down to $300, the dentist is down to $100 and my daughter’s braces is at $2000.00 and my car at $6000.00. My plan is to wipe out the dentist and childcare next month inshallah and then consintrate on the car. I plan to just make minimum payments on the braces because there are no finance charges. It is much easier to owe money in less places.

I paid off last my credit card!!! Now I have 0 credit card debt. Now inshallah I can tackle the money I owe for my car. It is $5962.84. Which is too sad considering my car is worth about $5000.00 now. ouch. So I have that and two $400 invoices that are past due, one from my childcare in 2007(oops, but they are nice and waiting patiently and it is at no intrest) and one from the kid’s dentist as i have no darn insurance now. That’s just for cleanings! Then lastly, I owe $2000 for my daughter’s braces and it is not past due, it is on payments. So like i guess I am at about $9,000.00 in debt. I think if i really stick to it I can pay that this year even if I save some money too. The key is not to buy anything.sighhh. I guess i will make that a goal even though it is not any fun at all. Anyway…at least some forward movement here!!

Well dismal failure here…I am right now about $12,000 in debt including my car. OUCH! Not doing so well with financial matters I guess…

I spent $338.45 this month on “outside food and drink” as my husband calls anything I didn’t make at home. He hates outside food and drink so…all those charges on my bank statement are mine all mine. This is really so stupid, I feel pretty silly about it. But not as bad as I feel about the $155.96 I spent on unused services and unnessisary fees. So I am really going to make a huge effort from this day on. No outside food and drink. It isn’t better than what I make, it isn’t prepared by people who love us, and it might even be dirty or have pork somehow hidden inside it. And it makes my kids fat. The charges for unused services, I don’t even know what to say about that. It’s just complete neglect. I will cancel them right away and pay better attention to my finances.I feel veryyy regretful right now.

making progress on this. All I have is one credit card under $1000, one 0% intrest loan for $1000 and one $850 overdue bill. Plus my car, which I am not even going to look at until I pay the rest!