be on top of my finances

I finished compiling my families expenses for our personal home.. The results.. were ummm.. Not so great…

I knew for a while that as Family Unit we were living way beyond our means. For myself personally.. I actually have become very frugal.. I splurge on a few areas of my life.. but all in all I have cut back on spending a lot

This Sunday, we will have a “family meeting” we are going to discuss ways of curbing our spending… Most likely it will be a lot of finger pointing a screaming.. (what is the number one reason for divorce again?.. too bad I cant divorce my family! haha)

Next week I will take on the task of figuring out my families business expenses and each of our personal individual debt.. ( that wont be as easy compiling our family house expenses) so its probably going to take me a bit longer.

Yeah! Its a start! I keep on telling myself Knowledge is Power.. The facts are scary, but until you know the worst.. you cant change it for the better!

Over the weekend, I gathered all of my families bills and sorted them into Personal, Family, and Buisness.

I sorted them by Month,three hole punched them and then recorded the balances of the CC’s,the Monthly cost of Utilites and Mortgages.

Now all thats left to do is enter it all on an excel sheet—- And then gasp at the over spending we do.. boo! :(

I’m gonna steal some time from work, and do all my data entry..