I found this site
http://www.savingadvice.com/
It might help
I found this site
http://www.savingadvice.com/
It might help
What makes a millioniare? A tireless work ethic? A high IQ? Dumb luck? Good financial karma?
None of the above, says Kathleen Gurney, Ph.D., author of “Your Money Personality” and CEO of Financialpsychology.com. Their study reveals that the following set of behavioral characteristics is what does it.
1. Optimism.
2. Uncritical of their own mistakes. Nothing really throws them.
3. They take action. They don’t get locked in analysis-paralysis.
4. They listen for opportunity not for what’s wrong or why something didn’t work.
5. Master plan.
i.e., Yale class of 1953—3 percent had written down their financial goals for after college. When they convened in 1973, that 3 percent controlled more combined net worth than the other 97 percent combined.
6. They feel they deserve the money they make. There’s no guilt.
7. Savvy investors (usually save between 15-20% of their income yearly), they know that more risk generates more income.
8. Do what they love and find a way to make money at it.
9. They surround themselves with people who believe in them and support their goals.
“The general population,” says Brian Koslow, author of 365 Ways to Become A Millionaire, “will even be in primary relationships with people who don’t believe in them, which is very sad—like having a lead weight attached to your ankle.”
10. Self-assurance in their money-making skills and love of doing it.
“The ‘Money Masters,’” says Gurney, as she calls them, “said that if they lost all their money for some reason, they wouldn’t be very anxious, because they would just do it over again.”
First step is to live like a millionaire. And how does a millionaire live? Nope, not by spending as it was the last day on earth – by saving.
I found this article which I think is very good
How Does A Millionaire Manage One Dollar