I have a plan
3 years ago
yes.. it’s ALL about planning. I have decided to at least double the minimum payment as if ALL my credit cards are consistently maxed out. Which means, that on $5000, the minimum payment is $150. I will double that, to make $300 payments until there is no more to pay off. This way, I am guaranteed to always make a payment towards the principle and it gets payed off alot faster. I estimate about 3 years. I’ve managed to do that before and it works wonders. I can easily afford it too. If I only do the minumum payment, then it just takes FOREVER. I can live with 3 years, can’t live with forever.
