Save 20% of all money

I am trying to roll up my change… but I need penny wrappers. I am starting to reign in my spending and really trying hard.

So I have started a budget… it sucks being poor, oh well I have to keep it up

Yikes, I went to the mall. So a no-no. I have to work on my will power, but I did buy two gifts for friends. I am in overdraft and I don’t get paid until Mar 2. Eeep, oh well I have to remember Rome wasn’t built in a day. Keep on working on my goal.

Well today I bought a CD and shirt but that’s okay I still have savings

Lordy, I am in financhial debt. I need to start saving for a rainy day