Close call. Have no idea how it happened, but I was almost charged an unpaid fee of £38 because I used my debit card when there was no money on my account.
It might have happened like this- I may have bought something with ebay and then taken money out of my account at an ATM. This meant that when money came out of my account to pay for the ebay item via paypal I had no money in my account.
Damn delayed ebay/paypal payments. Whenever I buy from them now I will have to wait about 12 days until it shows up- that or make sure I have over £100 in my account at all times. It’s not as easy as it sounds… but you all know this. So there you have it.
This experience has taught me 2 things- one- that it is easier to forget how much money you have spent than you would think- and two- that unless your dad has a personal banker, this is hard to sort out.
