Stop wasting money

I got my bill today from the dentist. It didn’t seem right. I sat right down and made the call. A payment was not recorded properly. It could have cost me a late fee. In the past I would have let something like this slide.

I am beginning to reread “The Millionaire Next Door”. I’m not sure I could ever be so frugal, but I do know I don’t need to let so much money slip through my fingers.

I think it is important to start keeping track every day, with every purchase and see where the money goes.

I have automated my bill paying on debt and I just leave it alone. How wonderful to watch that amount shrink.

I do order some of my regular household items online. It keeps me out of the store and then I don’t make impulse purchases. Saves gasoline as well.

I suffered a huge relationship whammy and I am acting out in my money. I need to get back on track, NOW! I will put this higher on the list.

I say no to myself all the time now. I did say yes today to new earrings and I bought really nice ones. I did that after I put money in savings, IRA, and run away money. I say no to the children regularly and have noticed them saying no to themselves. We have fewer, but nicer things. Healthier food, less garbage, more adventures because we plan a little more. I’m very happy with this goal. I will keep it as a goal for awhile longer just to make sure the transition is fully made.

I have been really trying to keep my credit and debit cards in my purse. Most of my bills are paid on line so I don’t have to worry about dealing with that money. It is the extra stuff that I need help with. Right now the last two days have been easy. I’m happy to be aware.

OK! this was not a good day. I had fun but…. I guess the take away from the day was; I really do have to keep track of each time I let go of my cash.