pay off my student loans

We’ve paid off the three Sallie Mae loans we had, which amounted to about $25,000. So now we just have the larger Citibank loan. I’m still trying to decide if we should put massive amounts of money toward it, or just live life normally and make the minimum payments. I’d like to be done with the loan (and spend less on interest) but I’m also really tired of feeling super broke. With the $15,000 Sallie Mae loan paid off, I think we can loosen up a little, still pay more than the minimum, but also stop killing ourselves with frugality (just a little bit!).

I’m feeling okay about this. We owe quite a bit of money, but since November when the loans came due, we’ve paid off nearly $20,000. A quarter of that was from savings, some from tax returns, and a lot just from being frugal and putting every penny we can toward our loans. We still have quite a ways to go, but it’s encouraging that even though my husband has yet to find a full-time job, we’ve been able to pay off this much.