Investigate co-op insurance and long-term care insurance, and get them, if appropriate.

There’s no way I’ll be able to afford it now, especially since I’m being laid off next month, and I may not have enough assets to make it worthwhile. Perhaps in the future, if I’m earning more. But I will find out about apartment insurance.

... and if I had the money, I know what kind of long-term care insurance I’d get. On January 2 I’ll be 59 1/2, and if I could afford to start before the end of this year I’d get the “younger than 60 years old” rate. The rate will jump quite a bit if I wait until after that. Unfortunately, I don’t think I have the money now to sign up for even a little coverage, so I will have to wait until I do, whenever that is, and no matter how much higher the cost.

It looks like I can afford co-op insurance, which will probably be about $25 a month, so I’ll start that this Summer.