give one new Kiva loan per month for a year

please consider joining this team:

http://www.kiva.org/team/43things

Thanks!

Ok, this is a tad early, but I was impatient since it was my last month, and I had credit available. : )

Gave $25 to:

Khayyam Tagiyev

This young man was born in 1979. He is an internally displaced person (IDP) from the Armenian-occupied territory of Azerbaijan in Fuzuli town and is settled in the Fuzuli region, in the Bala Bahmanli village. He is married and has two children. He has been operating his taxi business for five years, and he is requesting a loan to keep his vehicle in good working condition.

Gave $25 to:

Shahnaz William Masih Group

Shahnaz baji is a 28-year-old married lady and resides in a city named Borewala, Pakistan. Her parents were not in a position to bear her education expenses; that’s why she left her education after 5th standard. She is the mother of three kids: one son and two daughters. Her elder daughter is 5 years old and reads in kindergarten. Her son and her youngest daughter are not of a school-going age.

Shahnaz baji’s husband’s name is William Masih and he deals with wood. He buys wood and sells it in the community, since gas is not available. She helps her husband to tie the wood in bundles and to sell in the community. She successfully repaid her two previous loans from Asasah (a microfinance institute of Pakistan). Now she is applying for a loan to expand her husband’s wood selling business.

She is the group leader of some more women of her locality. Bushra baji wants a loan to buy a donkey cart for loading. Tahira parveen baji wants a loan to buy bicycles to resell. Shahnaz begum baji wants a loan to buy clothes to resell. Parveen baji wants a loan to buy a buffalo for her milk selling business. Rahal baji wants a loan to buy wood to resell. Nasreen baji wants a loan to buy material (cloth, thread and sketches) for her carpet weaving business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another’s loans. If one member does not repay, the other members are responsible.

Gave $25 to:

Rosa Huaytalla Huamani Group

The Las Ameritas Village Bank has twelve members and is beginning its second loan cycle. During the group’s first cycle, members were given training and educational sessions, which they are now putting into practice in their daily lives. The group members are involved in a variety of different businesses; they sell condiments, accessories, bread, dry goods, sweets, clothing and fruit, and also prepare natural juices. Some sell from home or in local markets, while others sell in the street or make home deliveries. The group members are requesting different loan amounts, like 300, 600 or 1,050 soles. The group as a whole is requesting a total of 8,400 soles. The loans will be used to buy cookies, caramels, hot peppers, cumin, bananas, papayas, bread, t-shirts and pants. Group members dream of improving and expanding their businesses, of owning their own homes or their own stores, and that their children will graduate will professional degrees.

Gave $25 to:

Luisa Haydee Hassenteufel Salazar Group

The group “Bajo San Antonio” (Lower San Antonio) is represented by Mrs. Luisa Aydee. She is single and responsible for three children who are aged 5, 7, and 12 years of age. The other members are also mothers with families; their businesses include sewing, selling cosmetics, selling groceries and buying/selling of various products to maintain their families. The financing requested by the group is destined for increasing capital of work and buying materials to sell. Individually they would not qualify for a loan due to their low incomes but due to the dedication they have to working with the Fundación Agrocapital, they have a new possibility to improve their quality of life.

Gave $25 to:

Mujeres Alegres Group
Encarnación, Paraguay

This group from the Barrio Arroyo Pora was formed from another group in the same area. All the women are productive: some sell merchandise on the International Bridge such as clothing, lingerie, plastic ware, food, cleaning supplies; others have their own businesses (seamstress, groceries, stands); and still others sell clothing and vegetables on the street. The amount requested by each woman varies from 300,000 to 500,000 guaranies and all the funds will be invested in purchasing merchandise.

Gave $25 to:

Mercedes Nina Martinez
San Cristobal, Dominican Republic

Esther, as her friends and family tenderly call her, is 23 years old and the proud mother of a two-year-old daughter. Her young husband is a plumber and electrician, and works for a private company. To supplement the family’s income, Mercedes sells bedspreads, tablecloths, decorative window curtains, and some fashionable handbags to women in her neighborhood. Mercedes has been running this small business for three years, and now she has a well-established clientele. The entrepreneur plans on using her loan to buy products wholesale, which will allow her to get a higher profit margin. Mercedes hopes that her business will allow her to support her university studies.

Gave $25 to:

Nueva Esperanza Group
Asunción, Paraguay

As the chance of securing capital to start a small enterprise seemed slim, one day these ladies decided to take part in a women’s committee program at the Fundación Paraguaya, which unites women with limited resources and gives them a small amount of credit so that they are able to develop.
The women who belong to this committee take part in various activities, such as purchase and sale of merchandise from home or purchasing consumables to make dishes which is what the women who sell food do. Also, there are women who sort and sell disused materials such as cardboard, plastics and metals, and women who make and sell cleaning products.

As there are so many restrictions in place for their children, academically as well as economically, these women work twice as hard to generate more family income and give their children the opportunity to study and gain a good job one day.

Gave $25 to:

Jahziel Sánchez
Piedras Negras, Mexico

My wife and I want to put a roof on the patio of our house. We have two sons who very much enjoy playing outside on the patio but since we live in a semi-desert area, it is impossible for us to permit them to go out to play for fear that they will suffer sunstroke or that they will get dehydrated. This is why we decided to roof our patio, and for this reason we are asking for 1,000dll.

http://www.kiva.org/app.php?page=businesses&action=about&id=57899

I know it’s not technically July yet.. : )

Gave $25 to:

Valentina Altoonyan

Valentina runs a prosperous clothing and footwear kiosk in the city market in Vasilyevka, Ukraine. She decided to start her own business about seven years ago and has done very well. She sells a variety of womens’ blouses, dresses and shoes. Income from the business help her and her husband, Valeryi, provide for the needs of their family of four. Valentina is typical in that she is one of many women entrepreneurs who desire to earn extra income to provide a better living for their families. Valentina has requested a loan of $3000 to help her purchase additional inventory to sell. She typically buys clothes and footwear from her suppliers for further retail sale. This allows her to maintain an adequate amount of inventory on hand and allows her the flexibility to easily update her product selection if an item is selling well or not moving quickly enough. Valentina’s business has benefited much from loans she has received in the past. This loan will continue to help her business be successful and provide much needed income for Valentina and her family. (Note: this is a short term “seasonal” loan that will be paid back in two months.)