I went to a credit councel , I was afraid at first but the guy was very nice , gave me some goals to start to work toward and let me know its not hopeless ! I feel I have some direction now :) Ive started to put in a few extra hours at work for more money and my first goal is to pay off that that card with the amazingly high interest ! and then CANCEL IT !
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ShellB has written 2 entries about this goal
Today I organized my bills and made a bill paying space. I have them all made out and ready to go tomorrow . Was going to do it today but the window was closed at the P.O.
Next week I go to a credit councellor .