SimplicityInTheLBC is doing 21 things including…

pay off my gas card

8 cheers

 

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SimplicityInTheLBC has written 4 entries about this goal

Current balance: ZERO, BITCHES.

Now I’m going to see how long I can keep it that way. Since I’m getting a steady paycheck, there should be no reason I can’t pay it in full every month.



YESSSSSSSSSSS

When I got home from Chicago, my paycheck for this month from the district had finally hit my account – with an extra $1000 attached to it. Apparently I’m supposed to receive a stipend for being the choral director (a little nod to the fact that I do a shit ton of work outside the normal school day), and they gave it to me this month.

So I just put in a payment for the last $350 or so on my gas card. In a few days, when it’s showed in both my gas card account and my bank account, I’ll be able to mark this goal as done!

(The next trick is not letting the debt pile up on this card again. But progress is progress, dammit.)



Another month

and another $800 payment. Last month was tight, but I managed, even with the few days’ vacation we took last week. Here’s hoping I can do it again this month. I’m under the $300 mark now, and if I can keep my gas consumption down this month, I should be done with this goal at the end of August.

Unfortunately, when I got back from vacation last week, I had to take my car to get new brakes (on all four wheels) and a new battery, in addition to the oil/lube/filter I already knew I needed. So while my gas card balance has gone down, my Visa balance has gone back up. DOES IT EVER END?



Eeeeeeeergh.

I just sank over $800 into my gas card payment to bring the total down below $1000. Seeing that much money disappear from my checking account is frigging brutal, but I want this taken care of before school starts again in the fall. I dug through all the fine-print nonsense and found out that my APR for this card is 27%. Insanity.

I am going to have to make some serious cutbacks in some other places to be able to pay off this card, but it desperately needs to happen. It’s the last credit card. Once it’s done, I can start knocking out my student loans.



SimplicityInTheLBC has gotten 8 cheers on this goal.

 

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