pay off my credit cards

I can get back to working on this goal again. I was doing really well and had almost everything paid off before I lost my job, now I’m back in a huge hole of debt again. I hope once I get a few paychecks I can get myself back on track, but it’s going to be really hard.

I just paid off the balance of my Chase card, which was $1900!

I mailed back the final paperwork today, so that means I will have combined 4 of my debts in total down to 2! Yay for lower rates and better payments.

I’m doing a refinance on my car that will allow me to pay off two of my credit cards and my bank overdraft account. I know it’s a crappy way to do it, but my interest rate will be way lower and the payments are a lot less so I can pay everything sooner.

I’ve been good for about the last month not using my card, but the balances are still overwhelming. My cat is out of her prescription food though and I can’t wait to get it until I get paid on Friday so there will be another charge on there now. I swear I’m in a hole with these stupid cards that I’m never going to get out of :(

but, I did not use my credit cards at all in the last two weeks and I get paid tomorrow! That’s a big improvement over my last pay period where I totally ran out of money and had to use it for gas and groceries.

Living without any roommates has totally screwed me. I have two of my three cards totally maxed out again after I had been working so hard to pay them off. I’m really scared right now, because I don’t know how I’m going to keep up on everything.

I’ve racked up so much more credit card debt lately. I lost both of my roommates and my rent has gone up super high and of course all the bills too. I have my boyfriend living with me and helping out, but it’s still a huge strain on me at the moment. Needless to say, there have been quite a few times I’ve had to stick groceries or gas or something like that on my card. Instead of paying it off, I’m just increasing all of my balances :(

I haven’t paid anything off recently but I have my Kohl’s card down to be able to pay it off in September, and I haven’t been using my other cards. Hopefully by this time next year I won’t have to worry about this anymore.

My cat got sick and I had to take her to the vet and pay for medicine and prescription food for her. I was doing so well at not using any of my cards, just paying them. I guess it could be worse though since I still have all but one department store card paid off and the other two are slowly going down.