get out of debt

1) I closed my bank accounts
2) I need to make a plan to pay down the negatives
3) my refund check will be used to pay down my credit card balance
4) I need to make a big posterboard of bills due & what amount. I guess I need to dumb myself down to get this done.

Almost 30 and I still can’t manage my day to day finances. Pathetic….

Why can’t the world barter goods instead of use money like in medievel times?!
2+2 has always = 5 for me, I can’t seem to get ahold of numbers. I can memorize a freaking page out of a book but I can’t balance my checkbook, not even to save my own life.
BUT starting tomorrow I am going to start a new check book register, start an online budget plan and be accountable by putting my money woes out there into the open—you all lucky people across the world will get to read about my trials (muah ha ha ha).
I owe a ton of money to the hospital for the birth of my son, I owe $700 or so on my one credit card, my drivers license is suspended because I have no car insurance so that needs to be handled ASAP, too. EEEEEEK.

I am tired of living hand to mouth, paycheck to paycheck and not being able to do fun things with my children and friends. I want to be able to have the luxury of not worrying monthly whether or not my car note will be paid or my rent late.