Create an emergency fund

Well, for the past two paychecks I’ve deposited $100 each time into my savings account. I’ve got it set up to do it automatically, so I don’t even have to bother with it myself and , for now, I’m pretending like that savings account doesn’t even exist.

I need to set up an emergency fund. The thought of not being prepared in case of a minor emergency is scary. What if I needed to get the car repaired or something? What if the air conditioner went out at home? Without having some kind of back-up money supply, I’d have to borrow money, and I do not want to do that… it’s counter-productive to getting out of debt.
So, the first thing I’m going to do with this next paycheck is put money into my emergency fund. I want to save up at least $1,000 within three months. Since I only get paid twice per month, I’m going to take $200 out of each check and put into a savings account. Or, I may just withdraw the money and keep it in cash in a secret place in the house. Either way, I’ve got to stay on top of this. I hope I can pull it off and not come up with some excuse not to save the money.