Trauma_Junkie is doing 38 things including…

Save money, not waste money!

221 cheers

 

Trauma_Junkie has written 36 entries about this goal

more money savings today 12 months ago

I decided to take the script that helps me want to eat (who knew there was such a thing, but it works pretty well). to a different Pharmacy.
Wow. I saved about 20 bucks. So If I stay on the medicine for a while longer thats about 20 dollars a month. Nice.

I’m starting to do pretty well with finding little corners to cut.
I also LOL put 6.00 in pennies into the bank today. it;s only six bucks, but I could never spend 600 pennies…but now its actual money rather than stuff sitting in a jar!!!



I did a lot of good today 13 months ago

for my personal hurting pocketbook. I cancelled both my cable and internet for my primary residence, where i reside only a few months out of the year, for the moment. This was costing me about 1200 a year and I was using it so very rarely. I can think of a lot I can do with that savings, though I will be sad not to be able to go home and surf the net…If I get in there permanently, I’ll re-up.



little thing 14 months ago

but I’m going to find out if the bank will actually allow me to use their coin sorter to make a deposit of all my pennies etc. I could roll them myself, but I think it would be a lot easier and faster if they would just do it!! Will call Bank on Tuesday….maybe I have about oh 10.00 in pennies. nice.



I finally 14 months ago

called the insurance company today and got them to send me a claim form. Perhaps If I can get them to cover some of my treatment, I can breathe easier again. Honestly…it does seem money does not grow on trees.



not doing 15 months ago

as well as I would like on this but I’ve done a few things so far.
I have approached a new traveler at work who lives where I live about sharing the commute, which would save both of us Gas money and probably keep me more awake during my commute.

I actually cut coupons out of the papers we get at work everyday and used them on something I always consume. Saved me a dollar so far.

I bought the store brand of contact lens cleaner, it isnt quite a nice but it is working. Saved about one dollar.

Made friends with a Doctor who now supplies me regularly with chocolate milk from the MD lounge. Saves me 1.20 a day at work. i dont know why the MD’s who make a lot of cash are entitled to free food, but its a throwback to the old days….

Makig a few decisions about food, like getting collards rather than spinach, saves about 30 cents.

It’s all spare change, but eventually it adds up. at least I hope so.



It seems the nation 16 months ago

is in a bit of trouble. Perhaps I should not watch the news. I’m getting a little stressed about my financial situation, even though compared to most, my situation is very good. (I have a steady in demand job, pays ok, I almost own my car, my Mortgage is affordable, though not easy to afford.)
I’m trying very hard to save without making a lot of sacrifice, if that makes any sense. I’m not really sure I can, but possibly.
today I bought new Running shoes (Well, actually, I just got the store to hold them). I wanted a new pair of Pearl Izumi’s but I couldn’t figure paying 135 bucks for them. So, after telling the guy I just couldn’t afford the Pearl’s he showed me some Nikes which while not cheap, were much more affordable. I’m going with them and saving uh….. 55 or so dollars.
In addition, I am going to learn to file a claim with my insuance company for the care I am getting for my Eating Disorder. they only cover 20 visits at 50% but that will still help. I hate to file a claim because it may make me harder to be insurable later, but perhaps we will all have universal health care some day.
I have decided i also need to pick up just a little overtime, despite the fact that I get stressed when doing more than 3 shifts a week.
I’m going to look at a few other ways to save. I tend to get anxiety when cash is involved, it represents security to me and for me security is hard to come by. So hopefully over the next few weeks, I can regain a better financial footing. But even still, I am worried.



Difficult 16 months ago

lately. I am not sure if it the cost of Gas or the sagging economy or the medical expenses that I now have, but my regular situation of not paying alot of attention to my bank account, buying what I need and shifting some into savings is going to have to stop for a while.
I have Several expenses, and then there is suddenly the worry about my mortgage. I can pay it and all that, but I am worried that I’ll have no accessible savings.
I did do some overtime and recieved a small bonus at work in the past two weeks. BUt I am still worried.
Stuff I need:

1. Garmin (Sudden unexpected expense, had to replace broken one)

2. Shoes (Can wait 2-3 weeks more) Will look at Zappos for less expensive options.

3. Hospital Bill. Will pay 50-60 on it.

4. Race fee Will register when I buy airline tickets.

5. Airline Saw a good rate, hope it will wait until Friday.

6. Hotel

7. decide if I need rental or if taxi/etc will be enough for a few days.

8. Sisters Birthday gift (Do a gift card,and a card card)

9. regular expenses.

going to have to do some more overtime. OT if carefully placed is not so bad.



Ok this is an odd one 19 months ago

the person who lived in my home (another travel nurse) moved out unexpectedly, when her contract was cancelled, and left this entire box of “Nutrisystem” diet food.
I’m eating it. WHile i am sure it won’t reduce my grocery bills that much, I’ve definitely made some meals out of the foods. Not too bad tasting, though since they are not refridgerated, i imagine they are chock full of preservatives.
Still, might save me about 30.00 over the long run.

The cherry pudding was darn good!



No sign up for me 19 months ago

for Progress Energy’s “Balanced Bill program” In which they try to convince me to pay 90 bucks a month for 12 months, or ten percent more if bad weather happens. Now if mild weather happens, I dont get to pay ten percent less, nor do I get a refund. Gee, who pockets that money? Considering my last 4 power bills were all under 50 bucks, I think I’ll just packet my savings and let the power company figure out how to squeeze money out of someone else.



sixty Hours 20 months ago

THis week. I have 12 left to put in tonight, and then I will still have 12 for the new week on Sunday.

I’m a wee bit tired and Headachey, we have had very combative, high acuity patients. (Always a bad combo.) and so I am exhausted.
but my Paycheck should be looking alright. I can put some away to my Roth IRA, some to regular savings and some is going to be ear marked for my MSF campaign.
I wouldn’t like to work this much always, but in this case, it is making sense here at the end of my contract.



Trauma_Junkie has gotten 221 cheers on this goal.

 

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