pay off student loan

I went to The Art Institute of Portland, then College of Southern Idaho. Between the two, i accumulated 14,000 dollars in student loans, I’ve managed to Pay off two, am down to 10,000 i think. I pay around 160 a month, and within 24 years i should have it payed off. I feel like they really take advantage. My parents always said I should never get a credit card, because a few times they had some problems with them. So because of that and I didnt have a co signer, they were able to give me a high interest rate. They told me after i got a bachelors at the art institute they said I would eventually spend 300,000 in all. But I didnt get this letter until I was almost done with my first semester. Tuition cost around 75,000 dollars. I decided I would drop out, i couldnt justify spending that much. I tried going to a community college, but it was hard to be there, when i knew where i should be. So I decided to wait until im 24, and my financial aid will be based off my income rather than my parents. My boyfriend of 2 years, has pretty much made it clear that he doesnt want to move out of state, but there are no art schools in Idaho. So im crossing my fingers that by then the situation will be different, and he might be more compromising. Until then, I’m just making payments on my loan, living day to day.