I managed to pay a bit extra on myh home loan yesterday.
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Zeal4Living has written 11 entries about this goal
I manage to make a small extra payment on my home loan today. Not much but it is progress. Every bit counts.
I paid an extra ammount on my home loan this month. Not much but I suppose every little bit helps.
I stopped slipping into debt….Now I need to rebuild my cash reserves.
Due to my cashflow problems I had to slip back into debt. Now that most is sorted out, I will have to consolidate my debts and start a payment plan to work myself out of it again.
I had fallen back into debt but the tide is slowly turning. At least I have a plan and I have some hope.
I am beginning to cut down expenses further to do as much as possible to avoid slipping into debt. This is a paingul but much needed process at the current moment.
My situation has placed me at a position where my debt is increasing. I am trying to minimise it and turn the tide around as soon as possible. So far it is not to severe but disappointing. I had such a good run and it is not due to overspending. The belt just have to be tightened.
At the end of this month I will start slipping back into debt. It is not due to wasting money but rather due to the fact that I am not generating sufficient income in the pesent moment.
Due to circumstances beyond my control I might be forced into making more debt. Firstly because my income streams are not healthy at this stage and secondly because my car had a major breakdown that eats into my reserves that are already low.
Zeal4Living has gotten 27 cheers on this goal.
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