Get rid of my debts

My debts are slowly progressing in the right direction with a total amount of just under £8000. I’m sure it doesn’t look like I’ve paid off a lot but I think at the moment I’m just paying off the interest on my loan which is why it’s still showing a high figure on the balance. Anyway, I’m definitely getting better to that’s something to be pleased about!

OK so my debts were never really getting better and my premium bond idea never really got off the ground (I never won more than £50 and I think I’d have actually gotten more in interest!)

So, I sold my car (argh, it was horrible, I still miss it!) moved to a really tiny room (but I live with nice people) and got a £10000 loan to cover all my debts (credit cards, loans, overdrafts.) I can now afford to enjoy myself every month without using credit cards or overdrafts and I just have one monthly payment. My total debts now are still at £9000, but at least things are moving in the right direction!

Damn it, my debts are going back up!!

Desperate times call for desperate measures – I’m buying a lotto ticket for Wednesday’s draw!

My debts are temporarily getting worse. I’ll put it down to Christmas and switching jobs but hopefully this isn’t going to start a pattern.

I am up to £1000 in Premium Bonds, which is good because that’s £1000 off my debts. However, that’s also 1000 entries into the draw to win £1million!! Or £100,000 would do, even £10,000. I’m not greedy…