Save money

I don’t follow this tips, haha, not at all, but I think they are funny and ironic with stingy people.

Scrimp and save is to try to save money by spending less on the things you need and by saving what you can, especially when you do not earn very much. However, I think that we shouldn’t be miser. We should spend money on our well-being and happiness first of all – but consciously, not a spendthrift. I guess that everyone has a different conception about what are their respective needs of well-being, but I would say that we should follow the guide of our quality of life.

I always consider whether or not the product is cost-effective, as well its quality/price. If the product is worth the price, I have no problem in pay for it. I should have a great reason to buy it.
Even so, every big expenses hurt me, maybe because I don’t have enough money to luxuries.

All things considered, nowadays I’m not saving money – but I guess that by the time I start to win money I will budget my expenses – and then I can save up. In such case, to achieve my goal, I might scrimp and save, but not forgetting about my well-being too.

When I start to win my own money, I wanna be organized.
As long that I work, I want to have money enough to be independent, to pay my bills, to use a part of it to make me happier – go to nice places and restaurants, to do little trips, to buy necessary nice and cute things – and another part, really save. Save a little part every month, 1. travel! work and save to travel! A really nice interesting travel at least once time a year, at the begging.
2. savings for a time that I might need it – necessities – and for more expensive things, like if I want to buy a new car, or if I want to made others achievements (like have a beautiful lovely house)
3. savings for the time that I will be retire, because my retiring time will be a very peaceful part of my life, I want to be glad about what I have done and I want to have no worries to do even more nice things – specially the ones that I couldn’t do while I was in my “active” life.

Hmmm… If I won more money than that I plan to spend, wow!
You can trust me that I will be a good person and I’ll “share”, really, I wanna give a nice time to my mom, like travels and her plans as “go to spas” and all those things :P

Also I wanna help another people, do “charity” – not money at all, but attention, love… – Actually, I don’t know how to explain, but I want to do very effective things, not fake ones, because is even worse see someone doing charity just because thinks that is beautiful or pretending to do good things while doesn’t care about it, isn’t useful.
I truly wanna give my best to change what I can, at least my part in the world. And makes me feel bad when I think that I want won (almost a lot of) money to conclude my self achievements while there are so many people without a thing…