Modest plans for this one — 6 months ago
Coming from where I am right now, I am not expecting to have a lot of money in the bank at the end of the year, but I would like to have five hundred dollars tucked away in an emergency fund when New Years 2009 roles around. My ultimate goal would be to have in savings and investments a total equal to three years gross income, but that would be a bit hard to accomplish in one year! Five hundred seems like a reachable, if somewhat modest start.
