Happy Phantom is doing 41 things including…

get out of credit card debt

26 cheers

 

Happy Phantom has written 6 entries about this goal

Surprising progress 11 months ago

Discover is down to $3,000. And we’re looking into a home equity line of credit to consolidate the credit card and a 2nd mortgage into a much lower interest rate. I think we’ll be set by June.



$4,300 13 months ago

We’re getting there. Down to $4,300. The plan is, when my car payments are done in March, to put that toward this. I expect we’ll be done by the end of next year. That will be very nice.



Back down 17 months ago

to about $5,000 again. It’s kind of depressing that it took 7 months to pay off the patio door. Now, I hope we make more progress with hubby’s summer pay.

We’re not really planning on going anywhere this summer. Just a few road trips. No hotel stays. So I’m hoping we really can make a dent.



Theft! 2 years ago

I failed to report that about 2 weeks ago, our credit card company fraud department called. Apparently, our credit card number was stolen and a large number of charges were being made. We canceled the number and had to get new cards issued.

I don’t particularly feel violated, but it has been a very annoying process. About $600 in purchases were made and e can’t correct it until we send in a list of fraudulent charges and have it notarized. What a pain in the ass. We had to fix all of our automatic payments and such, which still has not been fixed. Seriously a month long process I think.



Down 2 years ago

to about $5,000. We are really making progress. Too bad the damn patio door needs to be replaced. That will bring it right back up. isn’t that life though?



Rebate 2 years ago

Today we received a check from our mortgage company for $211. We got a rebate on our property taxes. Thank goodness! This is going straight to debt.



Happy Phantom has gotten 26 cheers on this goal.

 

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