Partly stupid spending, mostly from dental emergencies with no dental insurance. I’m not too bad off, but it’s still a stress in my life. I’ve been with a credit consolidation group for about a year and a half and it’s helping immensely. Little by little I hope to be out of debt in 2-3 years! Yay!
Except that student loan. It’s only $80 a month, I pay $100 so I’m not worried about $100/month for 10 years…
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