My budget is like a balancing act on a high-wire, but one I am learning to manage with better grace. Since I replaced my debit card last month, I have not purchased one single thing on credit – a fact of which I am very proud. I’ve also been trying to limit my spending to essential items – school supplies in particular. Therefore, my credit card bill should soon start to decline somewhat, which can only be a good thing.
This fortnight, I also saved half the money I need to pay for the excess on a car accident I had in the holidays. By this time next week, when my cheque from my insurance company arrives, I should have enough to get the necessary repairs done.
I guess it’s not all that much, but one has to start somewhere.