shouldn't be too bad
4 years ago
I’ve been in the process of creating a “tiered” system, with different accounts at different levels of return and accessibility. My plan is to have 3-6 months’ worth of expenses in checking accounts, to contribute the max. every year to an IRA, to invest in index funds in increments of [$x], and to put excess amounts between 0 and $x into CD until I have $x ready to invest. It’s taking a little while to move the money around, which is why I thought I’d track it with this goal.
