Last spring we paid off practically all of our credit cards (I think we had one that had a $100 balance on it), but I still had one card but didn’t really use – until we had to dip into it over the summer – we were fine for the first half of the summer, but not having a paycheck (I’m a teacher) all summer eventually caught up to us. Now I’m working again and but we have a balance on this card and we are working on getting it paid off and then we will be 100% free from debt (with the exception of our mortgage).
Luckily, this year I have the option of getting 26 paychecks instead of the usual 22 for the year. Hopefully, this will help us to not be in the same situation next year!
