My phone bill is over $200, I still owe restitution, which is $400, $900 left on my car, $95 every month for my car insurance… I owe my mom well over $800 for random things; for Christmas last year she bought me a laptop and I was going to pay her for half of it, and I’ve been paying her back in installments. My mom also got another cell phone on her phone plan because I had no credit so I couldn’t get one on my own, but the bill was due today and I don’t get paid until Monday. Which means a late fee of $10 as well.
I can’t figure out where all of my money is going, because I get paid decently at my job now. I go to a Houka bar probably 4 times a week, and I smoke cigarettes making this whole ‘get out of debt’ plan hard to accomplish.
When I get paid, I have to pay my insurance, which is half of my check, and then a cay payment which is a 4th of my check, and then I’ll have to wait until my next check to pay off my cellphone bill.
I’m working on getting a second job and pay for school.. I hope this all works out :(
