Okay, well I’ve got my outstanding debts down to one (admittedly large) bank loan. So, no more credit cards, store cards or student loans. It means I can afford my monthly repayment without going overdrawn as I was for a few years on a fairly regular basis.
I think I just need to work on managing the debt I have by seeing if I can save any money to repay my loan early. Or maybe I should speak to my bank about increasing my monthly repayment? Hmmm…
And next? Well I have to rebuild my credit score and work on managing the money I do have coming in. Like I said, this’ll be a long hard road.
