claudiajane in Santa Barbara is doing 23 things including…

improve my credit score


 

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claudiajane has written 2 entries about this goal

Budgeting

Yay I finally opened an account on Mint!!! It was super easy and it is nice to see where my money is going. Super depressing to see how I have negative net worth (ugh student loan debt!).



baby steps.

I did get my free credit report from experian. It said everything was good! No defaults on any of my accounts which was a relief to see. I really need to buy my credit score but I’m a little worried to find out how low it probably is. My credit cards are basically maxxed out from living off them junior year. Paid my first federal student loan payment, my first citibank student loan payment is coming up soon- yay for not missing those! I had really been neglecting paying attention to due dates/etc and kind of hoping they would magically disappear/i could magically disappear. Also paid off my hospital bill about a month ago, such a relief to not have to worry about that anymore. My goal is try and budget better, cut down on going out/general consumption so I can put the extra money towards paying off my credit cards, bills. As much as I love being able to go have fun with my friends it gets soooo ridiculously expensive and I hate the thought of having to hit my parents up for cash.



 

I want to:
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