I pay a little over the minimums on my credit card each month, because with school, everything seems to cost money. I have to pay for tuition and books by myself, which is a struggle. I am going on a trip to San Francisco soon, which sounds like a waste of money but the flight and hotel were gifts, so all I need to provide is the spending money. After I save up a minimal amount of spending money to go, I am going to start making larger and larger payments. I am hoping that my tax refund will pay a substantial amount of my credit card bill off as well. I don’t spend a lot of money on myself at all anymore, so I know that I am not wasting money anywhere else.
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