Because of the delusional state I have encompassed as my life for the last 7 years (see my goal #1) I have come to a situation of extreme financial hardship. I make a sh*t load of money and have nothing to show for it – except 20 extra lbs and a few new clothes (yes with tags) that no longer fit. (see goal #5 lol) In my first entry I spoke of a cross-roads I had come to… My financial situation played a large role in realizing the dire state my life had come to. How could I be in debt??? ME??? Mrs. won’t settle for under 100k a year be – not only broke – but IN DEBT?? I can tell you how – by not living in reality. Thinking for some reason the rules of the world do not apply to me. i.e. if I spend more than I make certainly I will still be fine … i.e. credit card interest rates don’t apply to me … i.e. I will have a huge house and fancy cars spending over 200 dollars a night – every night – in NYC… yeah – so ANYHOW since reality has so slickly snuck up on me (HOW DID THIS HAPPEN?!!!! I’ve only been living outrageously my whole life!!!) and I haven’t been handed my multibillion dollar windfall yet (WHAT GIVES!!!???) I am now faced with the harsh reality that 1. rules apply to me 2. I am not independently wealthy 3. I must take action now so I can build for my future … Since this harsh reality I have consolidated my debt into one low interest loan and have made 3 payments so far. I am already down from 50k to 41k!! AND the biggest shocker of all – I’m on a BUDGET! This has truly been enlightening/frustrating lol I only have 170 dollars each week to spend on transportation/going out/AND groceries. Strange things, like surviving the morning without a triple grande soy latte – or adopting doggie bags from restaurants for lunch the following day (and then getting mad at my date when he accidentally leaves it behind) – or taking the subway instead of a cab 10 blocks *gasp have been transpiring by the minute every day around me. Please try and understand… this is so insanely different than my old life that it has really made me re-evaluate everything – even myself as a person. With this new budget I should be able to pay off my debt pretty quick and save save save for the days to come as well as become a better/less wasteful more conscientious person. AND NEVER EVER get myself into a situation like this again. – outlook is good
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