yep...
13 months ago
i was always one of those people who refrained from getting a credit card. i finally buckled about 3 years ago and got one. it’s been bad news ever since.
the only steps i’m taking toward my 7500 worth of credit card debt is to have my fiance hide my card (so i can still use it in super super emergencies), and make at least $100 over the minimum on my monthly payments. i have always made my payments on time and promise never to miss a payment.
i imagine it will take me at least a few years to get myself out from under my debt. but at least it’s a goal i’m working toward and i’m not being irresponsible about it (i haven’t charged off the account in 4 months:).
wish me luck!
