pay off my credit cards

Okay… so… I cheated. I rolled ‘em into a home refinance.

Still, the cards are paid off, I’ve already closed a few of them (and will close most of the remaining once I’ve received an actual “paper statement” showing that zero-dollar balance), and the interest rate on the home loan is far lower than that on the credit cards. My resulting monthly payments are now considerably lower, so I should be able to make some financial headway… knock on wood!

New goal: pay off home mortage!

If I were to edit this goal to read “run up my credit cards,” I’d be in good shape!

Uhm… okay, so, like, I’m a step or two closer to some of my other goals, anyway! The ones that have to do with… uh… buying stuff.

Uhm… this is not going very well. :(

Errr… uhhhhh….

I managed to pay off all my cards… okay, so I cheated, I was able to qualify for a home equity loan… and I closed all the accounts but one. So of course….

But I should be able to get that one under control within a few months - if I can avoid eBay and Amazon. After that, the plan is to only use my wonderful PayPal card - that way, I have to actually have the money in the account in order to use it. So far, though, I haven’t had the self-control to stick with that plan.

I’ll have some student loans to deal with a year or two from now, but that shouldn’t be too bad, either, thanx to the Project REACH grant—whew!