I don’t feel very good about it. We got a $750K term polciy on hubby and $150K on me. I just am not convinced we need to carry that much insurance. I mean, sure, if something happens it would be nice to get $750K – but does the benefit out weigh the risk? we also looked at permanent life insurace. A $500K policy was going to cost us $542/mo. Sure in theory it’s an “investment”. But, I don’t have an extra $542/mo lying around.
But, anyhow, for now it’s done. I can always change the level later.
