I want to get rid of my debt. I have worked out that if I take out a staff loan to cover everything I owe and take out no more credit, I will have it all paid off in about two and a half years. This is providing my employer gives me a loan to cover the debts. If not its going to be a bit longer. All my spare money goes into paying off what I owe. This month I have paid all friends or family that I am due money to, and now its just the credit card and loan that I have to tackle.
Just depressing me a little because all my money goes into it. I have no money for new clothes or any other little luxuries and I am working my ass off in overtime to help the situation.
Things should be looking up as of March… hold on in there I think.
