On Saturday I went to see two properties in an area that I like. The one was depressing small and dark (it didn’t have a clear view out of the windows! One view was a wall, the other was a roof and the front view was onto the street). The second I went to see was great, it had plenty of storage space, but of course by then I had found out that I could not get as big a mortgage as I thought I could, so it would be way beyond my grasp. Besides, the seller already had an offer on it and had agreed to let me view it because the whole process was taking too long. Anyways after hearing that I could get only half of what I was expecting, I felt really down. but I have decided that I am going to shop around and see what options I have, I am disciplined when it comes to money and have a healthy deposit, so I don’t see why I should have to live in a manky matchbox in a manky area!! Fingers crossed!
duchy13 has written 2 entries about this goal
Now that I have been taken on permanently I am on more solid ground to apply for a mortgage. I love the fact that the organisation that I work for has benefits for it’s staff who are looking for a mortgage as well as the fact that I am a first time buyer. Things are looking even more in my favour with the situation of the ‘credit crunch’ which has luckily not affected me. Property prices have dropped so buying in or around London is more of a possibility for me.
I have booked a telephone appointment with my organisation’s mortgage advisory service for this Saturday, hopefully they will be able to give me an idea on how much I can buy for. Fingers crossed it’s enough to get me something lovely! Ideally a place that has character (old buildings, no new builds!!)
Getting very excited and spending lots of time looking at places on the internet! : D
