dwlt in Edinburgh is doing 27 things including…

have 3 months worth of salary in my emergency savings fund

46 cheers

 

dwlt has written 7 entries about this goal

Untitled

41%

Jun 29, 2007, 05:29AM PDT | 9 cheers | 6 comments


Update

26.5% of my target saved, and if you include the shares (which I could easily sell in an emergency), it jumps to to 37% of my target. Of course, my aim is to get to 100% in instantly available cash, since the share value will no doubt fluctuate too much to rely on it.

May 31, 2007, 04:25PM PDT | 9 cheers | 6 comments


17%

Getting there.

May 18, 2007, 02:33PM PDT | 13 cheers | 1 comment


I just realised...

...that the completion terms of this goal could alter if I were to receive a payrise, even though my expenses wouldn’t increase (I would just save mo’ money, mo’ quickly).

So, on that basis, I’m going to cap this goal to be £X,X00, based on salary at the time of setting the goal. Of course, I’m not expecting a payrise anytime soon, but stranger things have happened!

Feb 19, 2007, 02:04PM PST | 10 cheers | 2 comments


Emergency Fund Worksheet

This turned up in my blog reader this morning, and I thought I’d share it.

Interestingly, my calculations for 3 months worth of expenses turned out to be the equivalent of one pay cheque for me. That means that completing this goal would give me 9 months of emergency funds, which is pretty good. I suspect that’s not wholly accurate, and I was probably underestimating my transport costs (I just made rough guesses rather than looking them up). Also, I ignored “other debt” repayments since I won’t have any after March.

Feb 17, 2007, 08:47AM PST | 6 cheers | 1 comment


10%

A reasonable start.

Feb 01, 2007, 03:42PM PST | 16 cheers | 9 comments


Current Prediction

This will be completed by the end of the year, at the very latest.

Jan 22, 2007, 02:55PM PST | 3 cheers | 2 comments


dwlt has gotten 46 cheers on this goal.

 

I want to:

The world wants to...

clare90 wants to clean my room drink less soda Learn japanesse Keep a journal garden more make a collage complain less watch more black and white classic movies (pre-1950) dream lucidly Write a virus that will un-install Internet Explorer (your know who you are) and replace it with Firefox. get rejected floss my teeth Run a mile in 11 minutes have more confidence in myself WATCH THE WHOLE NARUTO SERIES Create a budget Claytons wants to get in shape make friendster layout use my own picture make video games Learn how to make music with Reason stop procrastinating learn to ride a motorcycle learn to rap have more patience become an actor knit enough pairs of socks so I can wear hand-knitted ones every day! become fluent in spanish
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