dwlt in Edinburgh is doing 27 things including…

have 3 months worth of salary in my emergency savings fund

55 cheers |

dwlt has written 7 entries about this goal

Untitled  — 10 months ago

41%

Jun 29, 2007, 05:29AM PDT 12 cheers | 6 comments

Update  — 11 months ago

26.5% of my target saved, and if you include the shares (which I could easily sell in an emergency), it jumps to to 37% of my target. Of course, my aim is to get to 100% in instantly available cash, since the share value will no doubt fluctuate too much to rely on it.

May 31, 2007, 04:25PM PDT 11 cheers | 6 comments

17%  — 12 months ago

Getting there.

May 18, 2007, 02:33PM PDT 15 cheers | 1 comment

I just realised...  — 1 year ago

...that the completion terms of this goal could alter if I were to receive a payrise, even though my expenses wouldn’t increase (I would just save mo’ money, mo’ quickly).

So, on that basis, I’m going to cap this goal to be £X,X00, based on salary at the time of setting the goal. Of course, I’m not expecting a payrise anytime soon, but stranger things have happened!

Feb 19, 2007, 02:04PM PST 10 cheers | 2 comments

Emergency Fund Worksheet  — 1 year ago

This turned up in my blog reader this morning, and I thought I’d share it.

Interestingly, my calculations for 3 months worth of expenses turned out to be the equivalent of one pay cheque for me. That means that completing this goal would give me 9 months of emergency funds, which is pretty good. I suspect that’s not wholly accurate, and I was probably underestimating my transport costs (I just made rough guesses rather than looking them up). Also, I ignored “other debt” repayments since I won’t have any after March.

Feb 17, 2007, 08:47AM PST 7 cheers | 1 comment

10%  — 1 year ago

A reasonable start.

Feb 01, 2007, 03:42PM PST 21 cheers | 9 comments

Current Prediction  — 1 year ago

This will be completed by the end of the year, at the very latest.

Jan 22, 2007, 02:55PM PST 3 cheers | 2 comments

dwlt has gotten 55 cheers on this goal.

 

I want to:

The world wants to...

stop negative self-talk get in shape fit into my old jeans again webcam Ride a horse Be mysterious be more decisive receive postcards from all 50 states start a microbrewery that becomes profitable Helen Ruth wants to identify 100 things that make me happy (besides money) Quit my job See Taking Back Sunday in concert get canadian citizenship Get organized Put a message in a bottle and throw it out to sea become famous erickuke wants to publish a book Network my TiVo lose weight / get in shape save more money graffiti see movies watch The Notebook actually learn to play my guitar stop biting my nails maintain great friendships sell my house