OK. I have four credit cards, all nearly maxed out. I’m going to pay them off by the end of the year. My plan:
- Until I move and get a steady income again, I’m only making minimum payments.
- No new charges on all but one card, and then as few as possible.
- When I get a new job, I’ll work out a plan to pay them in full or nearly within a year.
- One is a no-interest for a year balance transfer deal, so I’ll pay minimum or a little more till the others are paid off.
- If I get another such offer, I’ll transfer all I have to another card—I tried to apply for more and was rejected twice so I’ll wait for the offer. :(
Good luck all!
