I’m more or less debt free. I say more or less because I know that a lot of people my age are worse off than I am. I had to borrow money for a car, and a little to go to China, but I’ve done well to manage my expenses and make those payments, and I’ve also had a lot of greatly appreciated help along the way.
What my goal is, then, is to budget my finances in a way that I actually begin to save. Right now things are stretched just about to the limit, but I want to seek more ways to cut costs and more opportunities to increase or supplement my income so I can begin to plan for the future.
Wesabe.com has been a boon as far as tracking everything. It’s a great way to see exactly how much I earn/spend every month, and what I’m spending it on.
