pay off my credit card

I have paid off over a grand in the last couple of months, which is nice.

Still got quite a lot to pay off, but now I know that if I suddenly find myself broke for a month I can easily manage the minimum payment while I sort things out.

I have no intention of slowing down what I pay off, so it should be gone some time next year depending on how good I am. :)

I have recently transferred what I had left of my loan to a 0% interest credit card. I now have more credit card debt than before, but no loan and no overdraft.

I should pay off about 2/3 of it by the end of the year, and get rid of the rest of it fairly quickly after that.

Once the credit cards are gone the only debt I will have left is my mortgage (sigh). That’s something that will be around for another 20 years or so.

I called my bank during the process of moving house and cancelled one of my cards. I had been in credit on it for a while, so now that’s all done and dusted.

I still have one that I have random purchases on, and another that I used to get 0% interest on my loan. These two will take a more concentrated effort to pay off, but the reward will be much higher.

My financial life is kinda screwed up at the moment. I’ve had to use my credit cards a bit recently and now I’m looking at selling my house so I can closer to where I work.

The money savings will be huge, and credit cards/overdrafts should be a thing of the past. We’ll see if that actually happens though. :|

I have paid off the credit card I had when I first set this goal, but since then a new one was opened for purchasing some furniture on.

Since this happened my ex-girlfriend and I split up. So I bought her out of the house. This means that I now have a loan, the credit card, all the bills, and the mortgage to pay each month.

I still plan on getting rid of the credit card, but there’s £650 on it at the moment, and I’ve got solicitor fees to pay to switch the name on the mortgage, etc.

My financial life is complicated at the moment, but I will be trying to do as much as possible to make it easier for myself.

The completion of this goal would be a good start.

I cancelled the dedicated server I had with CoreNetworks today. I’ve barely even looked at it for months and it was just an expense I couldn’t really justify.

Now that I won’t be paying for it every month I should be able to pay off my credit card pretty damn quickly. I don’t use it for anything else. Well, every now and again if I have to order something online outside the UK I will use it, but that’s not too often.

It’ll be nice to get this one done.