fidgiegirl in St. Paul is doing 36 things including…

get out of debt

107 cheers

 

fidgiegirl has written 61 entries about this goal

$500 More Sent Off 5 days ago

I sent $500 to my next loan. Down to $9300.

Reminds me that I was right to be obsessive about sending in my extra payments immediately upon being paid. This time I had to split my $1000 because I paid off a balance smaller than $1000 on my other loan and then had to put the remainder to this one – but since I didn’t do it right away, I only ended up paying $800 total this time. Not the worst thing ever but I want to maintain discipline. The end is so close – March, we’re hoping.



PAID OFF MY UNDERGRAD LOAN 1 week ago

YEAH!!

Now I am down to my graduate loan. It is the only remaining loan out of three student loans, car loan and credit card balance that I had when starting this goal. Unfortunately, it is also the largest, but this is where the snowball is gonna get pretty. I am down from approx. $30K total to $9800. YEAH!

My progress so far: http://www.listsofbests.com/list/21681



Yeah Yeah Yeah Yeah Another $1000 4 weeks ago

Another $1000 to my smallest student loan, down from approx. $5000 2 months ago. Next paycheck I will pay off the remaining $250 or so and move on to Big Momma, my last loan!!!!!!!!!



Skipping the biggie 1 month ago

extra pmt. to pay tuition but back on track with that on the 15th.



The end is near . . . 1 month ago

Well, the end of my second-to-last loan :)

Just sent $1,000. By mid-October this one will be done, and then time to hit the last third of my debt. By March we will be OUT OF DEBT!!!

I am already thinking about the next certificate program I want to do, but am delaying gratification until this is done ;)



$1000 at a time . . . 2 months ago

Another $1000 to my small student loan . . . down to about $12,500 in debt from $30,000 four years ago, plus paid cash for four big trips and our wedding in there . . . of course, if I hadn’t gone on four big trips, I’d probably be out of debt by now!! But no looking back, only looking forward . . . by March we will be debt free!!!!!!! The light is at the end of the tunnel.



Another $1000 2 months ago

to my smallest student loan. Down to $3500 balance on that one . . . will have it done by October if all goes according to plan. And March should be my debt free date . . . $30,000 worth of debt from the time I started working on this goal! Won’t that feel great?!



Student loan #1 DOWN 3 months ago

The snowball is working full time now and has been for a few months, just that it’s been rolling into our wedding fund and not into this goal. But today, having been on our honeymoon and back and crunching numbers, I knocked out one of my student loans! Awesome! The two that are left are about $4500 and $10K each. But since we came out of the wedding with no debt, now I can start kicking heinie on my remaining DEBT!!!!! WOOOOOOHOOOOOOOOOO!!!!!!

Since I created the below chart 14 months ago, I have put approximately $20K toward debt or our wedding or other savings goals. Amazing. That’s why I love tracking stuff so much ;) After this one is done we plan to make one for our mortgage . . .



Paid off my car!!!!!!!!!!!! 7 months ago

I bucked up and parted with the money. Would have preferred to get a fence, but I did it!! And now it is mine, all mine!!

My How I am going to get out of debt list is 72% complete!!

My debt chart is attached! Only two undergrad loans and my whopping grad school loan left!! And a wedding to pay for, but that will happen, too . . . Car is fourth column from left. I paid off $1800 this month alone with snowflakes and extra that was going to savings.

AWESOME!!!!!!!



My debt chart 7 months ago

This is my progress since May, 2008.



fidgiegirl has gotten 107 cheers on this goal.

 

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