Fund 43 microloans through Kiva.org

Juliana Ríos Macuyamais 35 years old from Pucallpa, Peru and the mother of a 17 year old girl named Sindy Greys, a beacon of light in Juliana’s life. Juliana has been working for a long time selling fish with the help of her beloved husband. She has also recently begun selling embroidered shoes. These two activities have given wellbeing and security to her family. With the income the businesses have generated she has been able to raise her family’s quality of life in a short amount of time. She would like to invest more in her business in order to increase her earnings, with the overall objective of sales location in the most popular market in her city.

Mrs. Men Kim Sean, 51, is the mother of three children who lives in Batambong province, Cambodia. She is employed by a local hospital and makes about $6 a day. Her husband works as a motor-taxi driver and typically earns about $5 per day. Mrs. Men Kim Sean has applied for a loan of $1,000 to buy a motorcycle so that one of her children can operate a motor-taxi service like her husband does. She believes this will increase the family’s income and help improve its standard of living

María del Carmen Martínez Reyes of Escobedo, Nuevo León, Mexico is a woman who doesn’t like not having anything to do. This is why she has a tamale stand in her house to keep herself busy. Additionally, with this business, she can earn money that she needs so much to be able to pay the expenses of her home.
Nevertheless, María hopes to increase the production of her tamales. This is why she is requesting a loan of $475 that she is willing to repay in 5 months. With this money, she will buy more merchandise like dough, meat, spices, and other items to make more tamales and increase her sales.

Recyling loans that have been paid back is like not even spending any money . . .

Don Reynaldo Arauz and his wife are from Managua, Niguragua and have 3 children, 7, 13, and 15 years old. 4 years ago don Reynaldo and his wife opened a small neighborhood store and throughout the four years they have gained experience in proper management and therefore the business has grown as well as the variety of stock.
The store generates little income for the family and therefore they wish to invest in merchandise in order to increase sales. With the loan don Reynaldo plans to buy basic grains, soft drinks and candy to offer more variety to the customers

Reimundo Rodríguez Balbuena from Tarma offers copy services in his community with the help of a small copy machine that he acquired three years ago. He set aside a small area in his home to provide his services and satisfy his customer’s needs. This business is his beloved family’s main source of income, so he would like to buy a new copy machine in order to increase his revenue. After the passing of his wife, his household has endured great hardships. The purchase of a copy machine, along with a substantial source of income, would be the best ways in which to give shelter to his daughter, with the aim of showing her how to value the hard work that she will carry out in her father’s company. This work tool will bring tranquility and well-being to their home.

Another loan put back into the system . . .

Rahim Ahmedov of Khujand, Tajikistan sells tangerines, bananas, lemons, oranges and apples at the central market in Khujand. He is married and has 4 children. His wife helps him in his business. Rahim purchases fruits by the box from wholesalers using all of his working capital. He earns a good profit daily and based on the findings of the loan officer his business has very high turnover. Because Rahim makes regular payments on his Kiva loan, the loan committee has decided to allow him to take out another loan via Kiva.
Rahim will use the parallel loan to increase his inventory.

This loan is being made from the proceeds of a loan that was actually repaid a couple days ago, however, KIVA.org has been pretty poipular lately and I had to wait until they had some more loans posted. So after patiently waiting, loan #63 is being made to Angélica López Montero of Linares, Mexico

8 years ago Angélica started to sell second-hand clothing to her relatives and friends and little by little increased her stock of products so that now she sells new clothing that goes to stuck León Guanajuato México. Angélica began her business because her husband’s earnings were not enough to cover the expenses of her 5 children who were then students. Now four of her children are married and only one is still a student.
For this reason Angélica wanted to expand her business so that she could pay the expenses of her youngest child whose school bills were very high. Angélica is requesting a loan of $925 that she is prepared to repay in 1 month. With this money she will be able to buy more products so that she has new articles to offer to her customers. With you help Angélica will be able to help her son to succeed so that he can finish his studies

Carol Nakintu owns a hair salon in Kiyinde, Uganda called Mama Emannuel’s Beauty Salon. Carol is a classy, well-dressed lady with a heck of a spirit. She has been operating her salon for 8 years and for the past 10 years has been bringing her upbeat attitude to her lending group. At 32 years old, she is married with 5 children. Her dreams are to educate her children so that they can go to the university and to enlarge her business. For now, she plans to use her loan to buy more braids, weaves, shampoos and chemicals for her business. She brings a joy to the people around her.

Another loan paid in full so I was able to lend to Abdul Babah Thoronka who joined SMT for the purpose of expanding his business selling spare parts. His wife runs a small tailoring shop with 3 sewing machines to supplement the family’s income. With his previous loans, Abdul diversified his business and has built a good relationship with SMT. He will complete his installments for his most recent loan at the end of December and would like a loan of $1200 to further increase his stock so that he would be able to sell spare parts wholesale to smaller retailers

Abdul lives in Magburaka, Tonkolili, Sierra Leone

This group of peanut farmers located in Badung, Indonesia and led by I Made Suta has the following members: I Wayan Sukarman, I Nyoman Ariana, I Wayan Itep dan I Made Budiasa. To grow peanut the time required is 3 months and does not require as much water as rice. When the land and peanut seedlings are ready they are planted. Thereafter commences the care. They need fertilizer for nutrition and pesticide for the insects. This need not be performed as frequently as growing padi. The amount of water also needs to be controlled, not too much or too little. These activities are carried out till almost harvest. Their effort will generate a profit of Rp 4.000.000,00 (about USD440) per person. This amount is attained from 3 months of farming. Their loan will be used to purchase peanut seedlings, manure, care and working expenses