without even realizing it! The Send Good Karma application has a deal that turns clickies into kiva cash:
Make a Difference by using Send Good Karma
Jambool has partnered with Kiva to help people in developing countries. You can contribute by just using this application—and spending those jPoints every day!
For every 100 jPoints you spend, you automatically contribute 1 Karma Credits. When 2,500 Karma Credits have been contributed, we make a loan of $25 to a needy entrepreneur. If these loans are repaid (all at 0% interest)—we add more Karma Credits to the pool, and extend more loans. You can make this world a better place just by sending karmas to your friends.
Cool stuff.

