Having an economically entwined budget makes it difficult to do this without an effort on the part of the other person. I am in the process of convincing said person to cancel an account she is self admittedly never using again but which is charging her seriously crazy fees and interest rates per month that the account is open.
Some, when it comes to budgeting, live in a big pink bubble floating over a fictional fantasy land.
Others, like me, are equipped with really /really/ big pins.
