pay off my bills

I paid off all my bills and two bills that weren’t mine. I feel good.

I paid another Ambush bill last night.

The 2004 bill is the only one left to pay. Once I pay it off, I’ll finally be free and in the clear.

I paid one surprise bill off yesterday afternoon.

The more recent emergency bills may (I hope!) be picked up by my insurance after all. That leaves my credit card and the 2004 bill if it turns out that they’re covered. If not, then it’s definitely four. I’m hoping for two.

I found an old bill from 2004 lurking in my papers while fulfilling another goal on my list to minimize my material possessions. I called to see whether or not it had been paid.

Well, it hadn’t.

Now, I could have been dishonest and let it go another year, thus forever wiping it from my records but I don’t want to do that. Instead, I will figure out some way to pay it all because its the right thing to do.

Bill two is a rider on this main one. Apparently, a full emergency room visit isn’t covered under one bill. The physician gives a separate bill out.

Bill three is for a more recent emergency room visit. I think this one is covered by my insurance though, so I’m not too worried about it.

Bill four is the original Bill one, my credit card.

Oh joy.

Once these are covered, I will be free and in the clear. I was hoping to have this done by the end of the year. Perhaps a revisit to this timetable is necessary.

I have one more bill to pay and then I can take two things off of my goal list. One goal, this one, will be completed as will the other of ‘get out of debt’.

YAYAYAYAYAYAYAYAYAYAYAYAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAY!!!!!

After the realization that my bills had gone down significantly, the rest of them came back with a vengeance. My credit card payment is going to be late right in time for this lovely ‘credit card bill’ window we’re in.

I’ve been a good customer with very few late/overage fees over the years but even so, I was hoping not to test the waters of that particular quagmire until after everything had settled.

Yay, for the fact that my credit card company has a hardship program.

Boo, for the fact that I called a bit late for it to kick in this month meaning that I either need to scrape the minimum payment up [not likely] or suffer the consequences next month and onward until I can cover the payment.

Let this be a lesson to anyone out there who, like me, might be having financial difficulties. It’s worth calling the company well before the due date of your cards to see if you do qualify for one of those programs.

My debt is small now. So small. Less than 2,000.00USD. I’ve only got a few bills left and, if I can get in a few study referrals and sell a few more items, I’ll be able to go back to school.

I am happy. Doing that frugality goal last year really paid off. I not only saved money but I learned to really appreciate just what I did have going on that was salvageable.

With the help of the library and the sifted remains from my container soil, I’ll be growing mushrooms for cooking. Something told me not to throw it out and, a few days after I thought about what I was going to do with it, the idea of growing mushrooms came to me. Considering how much I’ll have by the time I finish sterilizing this soil and sifting it, I’ll have enough to double any mushroom kit I get, at the very least.

I’ve been paying them down. Even if it’s only ten to fifty dollars at a time, I’ve been throwing the money at them when I can spare it. I am determined to have one bill paid in full by the end of the year, hopefully.

I’m going to have one bill partially paid off and I feel good for taking responsibility for something that’s not technically my thing to do.