file for bankruptcy

I guess it’s not that I WANT to file for bankruptcy, but when looking ahead to other goals I’ve set for myself, mainly starting a family, I realize that these other things cannot happen until I get the financial situation under control. I know what everyone else means about not opening the mail, I have a pile of unopened bills staring me in the face! I don’t need to open them to realize the rough spot I’m in! I’ve now also resorted to screening all my phone calls so as to avoid the collections calls. Tomorrow I drop off the retainer fee at the attorney’s office, and can finally direct the phone calls in his direction, which for me, is step one in the right direction and a load off my mind for now!