paid my cell phone bill today. it’s not much, but at least it’s something! also, not going out and drinking so much is really helping me to save money.
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kellybel has written 2 entries about this goal
there isn’t much debt to pay off, mainly because i never allowed myself to get a credit card. to this day, the only plastic i have ever owned are my check card, an express card, and a pier 1 card, the latter two of which i only used once each, to get the discount.
however, i seem to be of the mentality that once something is “paid for”, then it’s PAID FOR, which is usually not the case. as of yesterday, i held in my hand collections notices from
1. Pier 1, for $216
2. Avon, for $137
3. Cingular, for $200
Please don’t scoff at me, because I know this isn’t a lot of debt, and it’s easily pay-offable, but even though I CAN afford it, I never have the motivation to go and get the money together and send it in. I’m a debt-collection-notice ignorer.
as of today, though (well, yeseterday, actually), i vow to not buy anything or do anything fun until these debts are paid off. round ‘em up to $550, and it should take me about two-three weeks to get them paid (allowing some of my hard-earned for food, cigarettes, and gas money).