Seems like there’s never enough to go around and all my pals have more than I do! I’m self-employed and a mom, so I don’t have much time. I’ve learned to say NO and be a better steward of what God has given me. I also have a budget, but eventually it gets to the point where you can’t cut anymore.
We are out of debt and don’t want to go back in – ever! Drive older cars that run decent, thank goodness. But how do we increase income with limited time and resources?
